ANALYST VIEWS: HOW MUCH GROWTH IS STILL TO COME AT HARGREAVES?

first_imgTuesday 19 April 2011 8:56 pm by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesMoneyPailShe Was An Actress, Now She Works In ScottsdaleMoneyPailMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryDrivepedia20 Of The Most Underrated Vintage CarsDrivepediaLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsBetterBeDrones Capture Images No One Was Suppose to SeeBetterBeZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen Heraldautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.com KCS-content HALEY TAM | CITIWe have a positive view of both the near-term and longer-term outlook at Hargreaves Lansdown. Customer numbers grew 14 per cent year-on-year: impressive versus tough comparatives. Its price to earnings multiple looks high versus peers, but we believe this reflects its excellent long-term structural growth story.JAMES HAMILTON | NUMISWe believe we are near the beginning of a structural growth opportunity for the company as opposed to nearing the end. We believe the group will have seen its margin expand with this volume growth and so forecast 50.8 per cent pre-tax profits growth for final year 2011, which is ahead of consensus.ROBIN SAVAGE | COLLINS STEWARTGrowth of six per cent in assets under administration is impressive and investors should recognise that asset growth in one quarter grows the revenue receivable in the subsequent quarter. We think market forecasts for final year 2012 need to rise a further six per cent and for 2013 a further ten per cent. Tags: NULL ANALYST VIEWS: HOW MUCH GROWTH IS STILL TO COME AT HARGREAVES? Sharecenter_img Show Comments ▼ whatsapp whatsapp More From Our Partners Killer drone ‘hunted down a human target’ without being told tonypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgMark Eaton, former NBA All-Star, dead at 64nypost.comFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.com‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comlast_img read more

Aled Brew enjoying French leave with Biarritz

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Between now and the start of the Heineken Cup Brew is focusing solely on the Top 14, with perhaps  a little bit of bodyboarding thrown in if he’s not learning French or taking his Vespa for a spin. “I want to surf eventually,” he says, laughing, “but I’ve got to ease myself into it. One or two of the boys have said they’ll give me lessons.”So far Brew has proved a quicker learner in his new environment so what odds he’ll be ‘hanging ten’ by Christmas? French resistance: Despite plying his trade in France, Brew (left) still hopes to represent Wales in the futureBy Gavin MortimerHE’S GOT the Vespa, he’s learning French and Aled Brew has even been bodyboarding in the famous Biarritz surf. Yes, the former Dragons’ wing is enjoying his new life in the Basque Country – both on and off the pitch.When Rugby World caught up with the 26-year-old, he’d just played a blinder in Biarritz’s 22-17 defeat of Top 14 champions Toulouse. The victory leaves Biarritz top of the pile in the French league, unbeaten in three matches and ahead on points difference of Toulon, the only other club with a 100 per cent record thus far. Not a bad start considering  Biarritz’s talismanic No8 Imanol Harinordoquy is still recovering from a long-term injury.Brew was instrumental in last weekend’s win, creating Biarritz’s only try of the match with an explosive burst that split open the Toulouse defence before sending Damien Traille over the tryline with an impeccably-timed pass. Brew’s form hasn’t gone unnoticed by Midi Olympique, France’s rugby bible, with the newspaper lauding the Welshman as the “decisive” factor against Toulouse and an “invaluable recruit” to the club’s ranks. “I’m very pleased with how things are going,” admitted Brew. “The way Biarritz are playing is how I enjoy playing. They like to move the ball about and it’s been easy to integrate. And the atmosphere at games is incredible, the crowd generate so much noise that it’s a big lift for the players. There are things to work on [in my game] but I’m having a great time.”Brew is also putting in the effort away from the training ground. He has three French lessons a week – a total of 4 1/2 hours in total – and he and his young family (his fiancée and two young children) are determined to immerse themselves in all aspects of  French life. “Before signing for Biarritz I discussed the move in depth with my fiancée,” explains Brew, who’s had spells with the Ospreys and Blues, as well as the Dragons. “We both wanted to sample a new culture and I wanted to improve my rugby by playing in France. My son has just turned six so it was the right time for him; any later and it would have been hard for him to move schools.” Biarritz’s winger Brew Aled (L) is tackled by Agen’s fly-half Barnard Conrad during their friendly rugby match Biarritz Olympique Pays-Basque vs SU Agen Lot et Garonne on July 27, 2012 at the Aguilera stadium in Biarritz, southwestern France . AFP PHOTO GAIZKA IROZ (Photo credit should read GAIZKA IROZ/AFP/GettyImages) Brew isn’t the only Welshman at Biarritz, there’s also prop Ben Broster, and with the likes of Iain Balshaw, Magnus Lund and American flier Takudzwa Ngwenya in the squad the dressing room has its share of English speakers. Across the Top 14 as a whole Brew is one of an increasing number of Welshmen earning his crust in France. He caught up with Jamie Robinson after Biarritz had beaten Agen last month and at the end of September Brew will came face to face with Mike Phillips of Bayonne in what should be a fiery Basque derby.The fact the Top 14 contains so many Welsh players gives Brew hope that he’s still very much in the thoughts of the national selectors. “I definitely want to win more caps,” he says emphatically. “Obviously the first thing I have to do is play well for Biarritz  but with there being so many Welsh players in France I think I’m still on the radar. Hopefully if they do watch me more opportunities to play for Wales will come my way.”The Heineken Cup will give Brew a good opportunity to show the selectors how his game’s improved in France. The Dragons have never been one of Europe’s powerhouses but Biarritz have pedigree in the competition, twice reaching the final and finding themselves this year in a pool featuring Harlequins, Connacht and Zebre of Italy. Brew acknowledges the draw could have been a lot worse. “It’s pretty good for us. We haven’t really discussed the Cup yet but I imagine we’ll expect to do fairly well in our group.”last_img read more

France thumped at home by rampant All Blacks

first_imgSaturday Nov 28, 2009 France thumped at home by rampant All Blacks The All Blacks, wearing all white, outclassed France in Marseilles as they ended their end of year tour with another win by beating the French 39-12.Despite having a poor Tri Nations, New Zealand ended their northern hemisphere tour unbeaten after wins over Wales, Italy, England, and now France.Tonight they showed a brand of rugby thats been missing over the past few weeks, and lacking in their own game for some time. They got it back though, as they showed all the flair and skill that made them the most feared team in the world for many years.Five tries were scored by the All Blacks, namely from Sitiveni Sivivatu, Mils Muliaina, Jerome Kaino, Cory Jane and Conrad Smith. Dan Carter was back to his best too, kicking 14 points.Owen Franks was yellow carded late in the match after tempers flared between the two sides. The All Blacks played a few minutes with 14 players, but it made no difference to the result as theyd done more than enough to secure the great win.Captain Richie McCaw has since been named IRB Player of the Year, a somewhat surprising choice as he beat out favourites Fourie Du Preez and Brian ODriscoll.“It’s a huge honour,” said McCaw. “One guy gets this but you can’t do it without your mates.” McCaw was also quite naturally delighted with the convincing display against the French.“It was an incredible Test match between France and New Zealand and we appreciate that,” he said.The All Blacks play the Barbarians in London next weekend, a match which will see them up against a strong Baa Baas side. A win there will cap off a fantastic end of season tour. Time: 09:52 Note: Better quality highlights will replace these sometime soon.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyHere’s What That Tiny Hole Next to Your Iphone Camera Actually DoesNueeyShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. 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We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel ADVERTISEMENT Trending 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 Great Tries 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 1 WEEK AGO Veainu finishes superb try after octopus style offload from Waisea 2 WEEKS AGO FULL MATCH REPLAY: Huge stars on show when All Blacks host Pacific Island XV in 2004 2 WEEKS AGO WATCH: Hooker produces ridiculous speed to score 60-metre wonder try for Hurricanes View All Big Hits & Dirty Play 23 HOURS AGO Awesome new Etzebeth montage will have Springboks fans psyched for Summer Lions tour 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 1 WEEK AGO AWESOME video shows the very biggest and best tackles of the 2020/21 season View All See It To Believe It 4 DAYS AGO Cheetah racer Habana reveals what was actually going through his mind that day 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash View All Funnies 2 WEEKS AGO Joe Marler elated in special interview as fans return to The Stoop 2 WEEKS AGO WATCH: One of the luckiest and most bizarre tries you will EVER see 2 WEEKS AGO WATCH: Reds players caught out in hilarious celebration blooper vs Chiefs 2 WEEKS AGO WATCH: Faz, Piutau and Burns star in hilarious try fail compilation 4 WEEKS AGO MLR: Giltinis howler sees try overruled despite attempts to celebrate View All Amateur 32 WEEKS AGO Viral video of Scottish club brawl goes down a storm with rugby community 69 WEEKS AGO RUGBYDUMP BLITZ: This Best of the Week round up is sure to entertain you 69 WEEKS AGO RD BLITZ – Disaster, just when it looked so promising… 69 WEEKS AGO That glorious moment that will live on forever, like it or not 69 WEEKS AGO RD Blitz – PROP’S Lionel Messi wizardy creates incredible try View All Player Features 16 WEEKS AGO WATCH: Bumping off tacklers and taking high balls, Rob Kearney had an impressive Super Rugby debut 21 WEEKS AGO Brian Moore on money in modern rugby and how it should never be compared to ‘outlier’ football 22 WEEKS AGO Tuisova’s wrecking ball montage will make you grateful you never made it as a pro 28 WEEKS AGO New Zealand rugby pod admit Owen Farrell is world class 29 WEEKS AGO WATCH: Bath prop launches Amazon documentary focused on those from non-traditional backgrounds View All Related Content from the RugbyPass Network ‘What you do today is how you’re going to be remembered’: Spirit of Rugby – Ep 5 In Spirit of Rugby episode 5, Jim Hamilton talks Lions with Matt Dawson, Jeremy Guscott, Rob Kearney, Simon Shaw, Tom Croft and John Bentley. Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Shock result: Crusaders left to rue costly errors with win over Rebels not enough for final guarantee In a shock result, the Crusaders have failed to record the requisite winning margin needed over the Rebels to book themselves a spot in the Super Rugby Trans-Tasman final and are now reliant on the Blues dropping the ball against the Force. ‘I deliberately haven’t mentioned it too much this week’: Tim Sampson keeping mum ahead of Blues battle The Western Force aim to play the role of party poopers on Saturday when they take on the ladder-leading Blues at a venue that shall not be named. Highlanders player ratings vs Brumbies | Super Rugby Trans-Tasman The Highlanders have given themselves a decent shout at playing in the Super Rugby Trans-Tasman final. Who were the top dogs in what was effectively a semi-final showdown with the Brumbies? Hurricanes player ratings vs Reds | Super Rugby Trans-Tasman How did the Hurricanes rate in their final game of Super Rugby Trans-Tasman, their 43-14 victory over the Reds? France thumped at home by rampant All Blacks | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Dark Horse / Architecture Architecture

first_img Projects “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/877266/dark-horse-architecture-architecture Clipboard CopyHouses, Houses Interiors•Brunswick East, Australia Michael Roper, Nick James Dark Horse / Architecture Architecture Builder: Photographs:  Peter Bennetts Manufacturers Brands with products used in this architecture project Architects: Architecture Architecture Area Area of this architecture project CopyAbout this officeArchitecture ArchitectureOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesInterior DesignResidential InteriorsHouse InteriorsBrunswick EastAustraliaPublished on August 08, 2017Cite: “Dark Horse / Architecture Architecture” 08 Aug 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MGlass Finish – FASARA™ Fabric/WashiPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WoodParklex International S.L.Wood Finishes in Landaburu BordaSinksBradley Corporation USASinks – Frequency® FL-SeriesMetallicsTrimoFire Resistant Panel – Trimoterm FTVSkylightsVELUX CommercialModular Skylights – Northlight 40-90°SinksAcquabellaSink – LeviCurtain WallsRabel Aluminium SystemsMinimal Curtain Wall – Rabel 35000 Slim Super ThermalWoodBlumer LehmannData Processing for Wood ProjectsPorcelain StonewareCeramiche KeopeCeramic Tiles – EvokeChairs / StoolsBassamFellowsSpindle Chair and StoolMore products »Save想阅读文章的中文版本吗?黑马住宅 / Architecture Architecture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Photographs Dark Horse / Architecture ArchitectureSave this projectSaveDark Horse / Architecture Architecture “COPY” Manufacturers: ATLITE, Austral Bricks, LOCKER GROUP, Academy Tiles, Radial Timbers, Timberzoo, VAULKER HAUG Australia ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/877266/dark-horse-architecture-architecture Clipboard Save this picture!© Peter Bennetts+ 28 Share Engineers:Perrett Simpson Stantin, KersultingCity:Brunswick EastCountry:AustraliaMore SpecsLess SpecsSave this picture!© Peter BennettsText description provided by the architects. In a row of workers’ cottages, there is one Dark Horse – a handsome creature. The stepped parapet, centered window, sidelined door and entrance awning are carried with the familiar, unassuming composure of its neighbors. Yet here the materials, stark in their composition, have a distinctly 21st-century character, hinting at the contemporary home within.Save this picture!© Peter BennettsIndeed, the palette of black, white and gray is carried throughout the house, lending tonal variation and spatial depth to an otherwise diminutive site. The play of tones establishes a subtle field of spaces that expand and contract, creating moments of generosity and intimacy.Save this picture!© Peter BennettsIn the living areas, where space and light are abundant, the material palette is darker, creating spaces of comfortable repose. Here, sensitive use of acoustic treatment reinforces these qualities.Save this picture!© Peter BennettsIn the corridors where space is tighter, the palette lightens and the ceilings lift. The corridor walls – slim and prefabricated to maximize internal space – are lined with a metal sheet to reflect light deep into the house.Save this picture!Ground Floor PlanSave this picture!Fist Floor PlanIn the heart of the house, the living areas open onto a courtyard. The high-ceilinged corridors pinwheel out from this heart, establishing a sunlit center around which most daily activity occurs.Save this picture!© Peter BennettsUpstairs, a warmer palette of timber floors and lining boards sets the tone for the private quarters, while dramatic skylights and generous windows cast this Dark Horse in abundant natural light.Save this picture!© Peter BennettsProject gallerySee allShow lessWinnipeg Railside Promenade Ideas CompetitionIdeas2017 Yisabu Dokdo Memorial Park International CompetitionBuilt Projects & Masterplans Share Sinjen Year:  2016 Area:  107 m² Year Completion year of this architecture project Lead Architects: ArchDaily Houseslast_img read more

Common grant application form

Common grant application form Howard Lake | 7 September 2000 | News  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The London Funders Group has produced a model single application form designed to standardise grant-making applications. The Group consists of over 100 members represnting trusts, businesses and local authorities.Find out more from London Borough Grants. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. read more

Cyber-dissident sentenced to 11 years in jail

first_img Reporters Without Borders (Reporters sans frontières) today called for the release of Li Dawei, who has just been sentenced to 11 years imprisonment for having downloaded and printed out pro-democracy texts from the Internet.”As far as we know, this is the most severe sentence ever imposed by the Chinese justice system on a web user or cyber-dissident”, said Reporters Without Borders secretary-general Robert Ménard, who addressed a letter on 6 August to Justice Minister Fusen Zhang asking him to do everything possible to ensure Li Dawei is released.”Arrests, blocked sites, self-censorship, torture, police surveillance andclosure of cyber-cafés, the Chinese State now has a repressive arsenal that testifies to its hostility toward freedom of expression on the Internet”, Ménard said.According to the Information Centre for Human Rights and Democracy, Li Dawei was sentenced on 24 June by a court in China’s northwestern province of Gansu after having been found guilty of trying to “subvert the state power”. A former policeman, he was accused of having downloaded more than 500 texts form Chinese democracy sites based abroad, especially www.89-64.com, and having edited them in a number of unpublished books. He was also said to have been in contact with “reactionary” organisations based abroad.Aged 40, Li Dawei was arrested in April 2002 and his trial began in May. His lawyer, Dou Peixin, said the province’s highest court had accepted the appeal filed against the conviction.At least 20 cyber-dissidents are currently detained in China, including Huang Qi, a web site’ creator, who was arrested on 3 June 2000 and is still held without having been tried. Yang Zili and three animators of the www.lib.126.com site have been held without trial since March 2001. News News March 12, 2021 Find out more Follow the news on China Help by sharing this information A Chinese court handed down the harshest sentence ever given to a cyberdissident. Li Dawei was sentenced on 24 June to eleven years in prison for downloading and printing pro-democratic documents. The former policeman has been found guilty of trying to “subvert the state power”. China’s Cyber ​​Censorship Figures China: Political commentator sentenced to eight months in prison ChinaAsia – Pacific Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes Receive email alerts News News June 2, 2021 Find out more RSF_en to go further April 27, 2021 Find out more August 6, 2002 – Updated on January 20, 2016 Cyber-dissident sentenced to 11 years in jail Organisation ChinaAsia – Pacific last_img read more

JPL Watches Closely as Tiny Asteroid Buzzes by Earth – the Closest Flyby on Record

first_img Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Top of the News More Cool Stuff 68 recommended0 commentsShareShareTweetSharePin it Make a comment CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena HerbeautyA Dark Side Of Beauty Salons Not Many People Know AboutHerbeautyHerbeautyHerbeauty9 Of The Best Metabolism-Boosting Foods For Weight LossHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeautyHere Is What Scientists Say Will Happen When You Eat AvocadosHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeauty Business Newscenter_img Your email address will not be published. Required fields are marked * This is the first image of Asteroid 2020 QG, captured by Caltech’s Zwicky Transient Facility (ZTF) after the asteroid’s closest approach to Earth at a distance of 1,830 miles above the planet’s surface. The asteroid shows up as a streak because it is closer than the background stars, and zipped past ZTF’s camera.Credit: ZTF/Caltech Optical ObservatoriesNear Earth Asteroids, or NEAs, pass by our home planet all the time. But an SUV-size asteroid set the record this past weekend for coming closer to Earth than any other known NEA: It passed 1,830 miles (2,950 kilometers) above the southern Indian Ocean on Sunday, Aug. 16 at 12:08 a.m. EDT (Saturday, Aug. 15 at 9:08 p.m. PDT).At roughly 10 to 20 feet (3 to 6 meters) across, asteroid 2020 QG is very small by asteroid standards: If it had actually been on an impact trajectory, it would likely have become a fireball as it broke up in Earth’s atmosphere, which happens several times a year.By some estimates, there are hundreds of millions of small asteroids the size of 2020 QG, but they are extremely hard to discover until they get very close to Earth. The vast majority of NEAs pass by safely at much greater distances – usually much farther away than the Moon.“It’s really cool to see a small asteroid come by this close, because we can see the Earth’s gravity dramatically bend its trajectory,” said Paul Chodas, director of the Center for Near-Earth Object Studies (CNEOS) at NASA’s Jet Propulsion Laboratory in Pasadena. “Our calculations show that this asteroid got turned by 45 degrees or so as it swung by our planet.”Zipping along at almost 8 miles per second (12.3 kilometers per second) – a little slower than average, Chodas noted – 2020 QG was first recorded as just a long streak in a wide-field camera image taken by the Zwicky Transient Facility. The image was taken six hours after the closest point of approach as the asteroid was heading away from Earth. A sky-scanning survey telescope funded by the National Science Foundation and NASA, the Zwicky Transient Facility is based at Caltech’s Palomar Observatory in San Diego County. NASA’s Near-Earth Object Observations Program funds data processing for NEO detections.Asteroid 2020 QG enters the record books as the closest known nonimpacting asteroid; many very small asteroids impact our planet every year, but only a few have actually been detected in space a few hours before impacting Earth. On average, an asteroid the size of 2020 QG passes this closely only a few times a year.In 2005, Congress assigned NASA the goal of finding 90% of the near-Earth asteroids that are about 460 feet (140 meters) or larger in size. These larger asteroids pose a much greater threat if they were to impact, and they can be detected much farther away from Earth, because their rate of motion across the sky is typically much smaller at that distance.“It’s quite an accomplishment to find these tiny close-in asteroids in the first place, because they pass by so fast,” Chodas said. “There’s typically only a short window of a couple of days before or after close approach when this small of an asteroid is close enough to Earth to be bright enough but not so close that it moves too fast in the sky to be detected by a telescope.”A division of Caltech in Pasadena, JPL hosts CNEOS for NASA’s Near-Earth Object Observations Program in NASA’s Planetary Defense Coordination Office. More information about CNEOS, asteroids and near-Earth objects can be found at https://cneos.jpl.nasa.govFor more information about NASA’s Planetary Defense Coordination Office, visit https://www.nasa.gov/planetarydefenseFor asteroid and comet news and updates, follow @AsteroidWatch on Twitter: https://twitter.com/AsteroidWatch Community News Subscribe STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Science and Technology JPL Watches Closely as Tiny Asteroid Buzzes by Earth – the Closest Flyby on Record An SUV-size space rock flew past our planet over the weekend and was detected by a NASA-funded asteroid survey as it departed. By NASA/JPL-Caltech Published on Tuesday, August 18, 2020 | 2:54 pm STAFF REPORT First Heatwave Expected Next Week faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Name (required)  Mail (required) (not be published)  Website last_img read more

One for the Record Books

first_imgHome / Daily Dose / One for the Record Books Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Protection for Veterans Next: Wells Fargo Bolsters National Mortgage Servicing Association Representation Tagged with: Bank of America Q2 Earnings The Best Markets For Residential Property Investors 2 days ago July 18, 2017 1,321 Views  Print This Post One for the Record Bookscenter_img Share Save About Author: Joey Pizzolato The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Bank of America Q2 Earnings 2017-07-18 Joey Pizzolato The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines, News Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Bank of America (BOA) released is second quarter financial earnings on Tuesday morning via an industry standard conference call. CEO Brian Moynihan and CFO Paul Donofrio delivered the remarks.The bank reported a net income of $5.3 billion, which was a 10 percent increase. Earnings per share also increased at a rate of 12 percent, stopping at $0.46 per share. These numbers are in comparison to previously reported net income of $4.8 billion and an EPS of $0.41. Revenue was also on the rise at a rate of 7 percent, jumping from $21.3 billion to $22.8 billion.Net interest income was reported to be $11.0 billion, an increase of 9 percent, which, according to the bank, is a reflection of the Fed’s increased interest rates and loan grown. Noninterest income was $11.8 billion, an increase of 6 percent. BOA attributes this to higher investment banking fees and the sale of the non-U.S. consumer credit card business.In the realm if consumer banking, total active users on the bank’s mobile app jumped to 22.9 million, an increase of 13 percent, and Merrill Edge brokerage assets were up 21 percent. Loans, deposits, and net income were all up, at $18.6 billion, $56.3 billion, and $2 billion, respectively.”Against modest economic growth of 2 percent, we had one of the strongest quarters in our history. All of our businesses delivered strong results, with several setting new records,” said Brian Moynihan, CEO of Bank of America. “The investments we made to transform how we serve clients produced 500 basis points of operating leverage in the quarter. We achieved our 60 percent efficiency ratio target, and we continued to manage credit risk carefully in line with responsible growth. This supports our plan to return $17 billion in capital during the next four quarters, including a 60 percent increase in the quarterly common dividend.”You can read the full quarterly report here.last_img read more

Tallying the Foreclosure Damage

first_img  Print This Post Tallying the Foreclosure Damage Home / Daily Dose / Tallying the Foreclosure Damage About Author: Nicole Casperson The Best Markets For Residential Property Investors 2 days ago Delinquency rates experienced an increase in Q3 2017 for mortgage loans on one-to-four-unit residential properties, according to the MBA’s National Delinquency Survey. At a seasonally adjusted rate of 4.88 percent of all loans outstanding, the rate was up 64 basis points from Q2 2017 and 36 basis points higher from Q3 2016.Foreclosure action starts represented 0.25 percent of all loans in Q3, a one basis point decrease from the previous quarter and five basis point decrease from a year ago.According to Marina Walsh, MBA’s VP of Industry Analysis, Q3 2017 Hurricanes Harvey, Irma and Maria caused disruptions and destruction in numerous states. Florida, Texas, neighboring states, as well as devastated Puerto Rico, saw substantial increases in their past due rates.“In future surveys, we may see a temporary drop in foreclosure starts in hurricane-impacted states due to storm-related foreclosure moratoria, as was seen during Hurricane Katrina in 2005,” Walsh said.The seriously delinquent rate, which combines loans that are 90 days or more past due with those loans in the process of foreclosure, was 2.52 percent in the third quarter, up 3 basis points from the previous quarter, but 44 basis points lower than one year ago.Mortgage delinquencies increased on a seasonally adjusted basis. The FHA delinquency rate increased to 9.40 percent from 7.94 percent in the second quarter, a 146 basis-point increase and the highest quarter-over-quarter increase reported in the history of our survey.Other delinquency increases included conventional (3.97 percent in Q3 2017, 3.47 percent Q2 2017), and VA (4.24 percent in Q3 2017, 3.72 Q2 2017).”While the storms played a critical factor in explaining the rise in the overall delinquency rate, there are other factors to consider, especially given delinquency rate increases in other states not directly impacted by the storms,” Walsh said.The first factor noted was the timing issues associated with the last day of the month being a Saturday. Second, delinquency rates were already at historic lows in Q2 2017.Meanwhile, other considerable factors include seasonality, rising loan-to-value and debt-to-income ratios for certain product types, normal loan aging, and declining average credit scores on new FHA endorsements since 2014 as the agency has withdrawn from its counter-cyclical role during the crisis. Delinquencies Foreclosures HOUSING mortgage 2017-11-17 Nicole Casperson November 17, 2017 1,530 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Foreclosure, Headlines, News Tagged with: Delinquencies Foreclosures HOUSING mortgage The Best Markets For Residential Property Investors 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] Previous: Keeping Up With Home Sales Next: What the HUD Cash Infusion Means for Underinsured Texanslast_img read more

Homeowners’ Insurance Knowledge Gap

first_img The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. in Daily Dose, Featured, Loss Mitigation, News Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Mike Albanese The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: FHFA Increases Conforming Home Loan Limits Next: Better Predicting Mortgage Default Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Insurance Natural Disasters Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago A survey by Simple Dollar found that while environmental changes are increasing the severity and frequency of natural disasters, just 47% of Americans have home insurance and 31% don’t know if they are insured. The survey, which polled more than 2,700 Americans, also revealed that 15% of Americans do not insure their homes and 32% are not afraid of their property being damaged.Simple Dollar found that 55% of Gen Z homebuyers, those between the ages of 18 and 24, do not know if they have insurance. Also, one in three homebuyers up to the age of 44 don’t know if they are insured. More than 30% of homeowners between the ages of 45 of 54 do not have insurance. The South was found to have the most homeowners with insurance at nearly 60%. One in three homeowners in the Midwest reported not knowing if they have insurance and nearly 20% of homeowners in the Northeast not having insurance—the highest in the nation. Analysis from ValuePenguin found that around 81% of people say they worry about environmental changes, and two-thirds of people don’t think enough is being done to combat its effects. While more than half of the respondents who worry about environmental change are homeowners, up to 47% of all homeowners in the survey weren’t confident they have enough insurance to protect their property from climate-induced natural disasters. Also, almost 42% of homeowners wouldn’t pay more to insure their homes due to climate change. Just 18% would pay $500 or more annually to insure their homes against natural disasters.A report by Zillow in August reveals half of the residents in major U.S. metro areas believe environmental changes will impact their homes or communities.  The Zillow Housing Housing Aspirations Report reveals that young adults and people who live in coastal metros are the most likely to anticipate their lives will be impacted by climate change.The report states that around 62% of people ages 18 to 34 say their homes or communities will be affected either “somewhat” or “a great deal” in their lifetimes, compared with 51% of people ages 35 to 54, and only 39% of those 55 and older. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post December 2, 2019 1,598 Views Homeowners’ Insurance Knowledge Gap Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Insurance Natural Disasters 2019-12-02 Mike Albanese Share Save Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Home / Daily Dose / Homeowners’ Insurance Knowledge Gaplast_img read more