first_imgEVERTON VS BOURNEMOUTH, GOODISON PARKEverton have won only four home league games – only relegated Villa have won fewer (2) – and they last won in front of their home fans in the Premier League in early February against Newcastle. Since then, Everton have taken one point from a possible 12 at home. Bournemouth have lost four of their last five.NEWCASTLE VSCRYSTAL PALACENewcastle are unbeaten in their last three league games, winning just one, but remain in a perilous position, in 19th spot and a point from safety. Importantly, the two teams immediately above them, Norwich City and Sunderland, have a game in hand. Palace reached the FA Cup final thanks to Sunday’s 2-1 semi-final win over Watford, and while they have 39 points, they need another win to be sure of their top-flight status.STOKE CITY VSSUNDERLANDSunderland have lost just one of their last seven Barclays Premier League game though five have been drawn, including last Sunday’s 0-0 stalemate with Arsenal. Sunderland travel to Stoke having conceded 39 away goals this season. Only Newcastle (41) have let in more away from home. But they have kept three clean sheets in their last four – after conceding in each of their previous 16.WATFORD VSASTON VILLAWatford return to Vicarage Road, where they have both scored and conceded 15 goals. Only Villa, with 14, have scored fewer home goals, but the 15 conceded is two fewer than league leaders Leicester City. Relegated Villa have lost their last 10 league games. The club record for straight defeats is 11, set between March 23 and May 5, 1963.WEST BROM VSWEST HAMOn Monday night, WBA drew 1-1 at Tottenham, a point which takes them 10 points clear of the relegation zone. West Ham, meanwhile, are sixth on 56 points. If they stay there, it will be the Hammers’ highest place since they came fifth in 1998-99. The 57 goals they have now scored is their best return ever in the Premier League, beating their previous record of 56 goals scored during the 1997-98 season.SWANSEA CITY VSLIVERPOOLLiverpool are flying high with three wins and two draws from their last five games in the Barclays Premier League. Swansea are 15th in the Premier League on 40 points, nine points clear of the relegation zone with three games to go. They have scored only 34 goals, 10 fewer than their previous fewest in the Premier League, in 2011-12.last_img read more

What Information Should Your Business Plan Include?

first_imgShare Facebook Twitter Google + LinkedIn Pinterest It’s easy to know you need a business plan, but it’s harder to know exactly what to include.Business plans tend to follow a standard format, and many online resources and templates online can be adapted for your operation. Make your plan as simple or as complex as you like. The main goal is to create a plan that is useful to you and meets your needs.At Farm Credit Mid-America, we recommend including the following components in your business plan:Operation overview. This is the “elevator pitch” about your farm. Describe the basics of your operation related to your mission and objectives, crops you produce and acreage.Ownership summary. Include information about ownership and company structure. With any type of business, different owners bring different expertise. It’s always good to evaluate each owner’s strengths and what he or she brings to the operation.Strengths and weaknesses. Identify ways to use your ownership team’s strengths to your advantage and plan for ways to overcome any weaknesses in your operation.Sales and marketing strategy. Once you have identified your operation’s strengths, look for opportunities to leverage them to your competitive advantage as you create sales and marketing strategies.Financials (budget and balance sheet). This is the most important part of your business plan. Include a budget and a balance sheet that reflects your assets, liabilities and net worth.Goals. Research has shown that the simple act of recording goals will increase the likelihood of achieving them.In the budget section, project income and expenses for the upcoming year. This is not a time to be optimistic. It is best to plan for the worst-case scenario. Try to avoid underestimating expenses or overestimating income.The balance sheet helps you understand and evaluate working capital and net worth. Comparing balance sheets year-over-year offers a good picture of how your operation is progressing toward your goals. Your net worth should increase steadily each year. If not, that’s a red flag.Write down both short- and long-term goals, such as purchasing a new combine or paying down debt. Your goals should be SMART (Specific, Measurable, Achievable, Realistic, and Timebound). Remember to involve all owners in identifying and setting goals.Also, identify risks that may impede your goals and create a contingency plan for them. The more you prepare for challenges, the easier they will be to deal with when they do occur. For example, crop insurance is one smart way to mitigate damages from drought, flooding and other natural disasters.Including the above components will ensure your business plan works hard for you and your operation. Be sure to update your information and revisit your plan on a regular basis. An accurate and updated business plan is a powerful tool that can open up many opportunities.AUDIO: The Ohio Ag Net’s Ty Higgins visits with Wendy Osborn of Farm Credit Mid-America about putting together a farm business plan. Wendy Osborn FCMA Business Plan 1.12.17last_img read more

Bahamian Project Auction to Raise Funds For Prints Framing

first_imgFacebook Twitter Google+LinkedInPinterestWhatsAppBahamas, April 25, 2017 – Nassau – The Bahamian Project will host a Fundraising Auction on Thursday, May 4th at Antonius Robert’s Hillside House, from 6:00PM to 9:00PM.   The Auction will be held to raise funds for printing and framing of images for the upcoming exhibition at the Central Bank Gallery in July. The public is invited to preview selected art on exhibit starting at 6:00PM the evening of the Auction.Works include pieces created by local artists supporting the Bahamian Project. To date, original artworks have been donated by Caroline Anderson, Chantal Bethel, Nicole Collie, John Cox, Tania Delmonte, Dwight Ferguson, Guilden Gilbert, John Gynell, Kendal Hanna, Nowe Harris-Smith, Monty Knowles, Toby Lunn, Dorothy Miller, Navarro Newton, Judith Papillon, Rashad Penn, Alexia Roach, Antonius Roberts, Harry Rolle, Jamaal Rolle, Heino Schmid, Charlie Smith, Kim Smith, Alistair Stevenson, Allan Pacino Wallace, Angelika Wallace-Whitfield, Ana-Lisa Wells, Duke Wells, Eleanor Whitely and others.“We’re so thankful for the support of our local art community,” noted Duke Wells, founder and Creative Director of The Bahamian Project.  This colourful evening will offer the participants the opportunity to purchase exceptional works of art while meeting artists, photographers and portrait subjects whose lives define Bahamian society.Bahamian Project team photographers and contributing artists are invited to attend and will receive one complimentary ticket to the event. Thus, guests will have the opportunity to meet and mingle with many of the people involved in The Bahamian Project, as well as with the artists whose work is being auctioned.  “The event is a marvelous opportunity to acquire some great art while enjoying good company and meet the people of the Bahamian Project, both the ones in front of the camera and behind the camera,” added Mr. Wells.The evening will begin with a festive Reception Preview at 6:00PM. Guests will enjoy wine, beverages, hors d’oeuvres and musical entertainment.    At 7:00pm, auctioneer Jay Koment will conduct a LIVE auction featuring spectacular paintings, sculptures, jewellery, ceramic art, drawings and other high-interest items, such as; a Body Painting & Photo Shoot by Monty Knowles, a Classic B/W Themed Portrait Session with Duke of Nassau and a Family Portrait session from Rashad Penn.Additional desirable items from local businesses will be available at a Silent Auction table and fabulous door prizes will be handed out.   Tickets are $40 per person. Part of the art auction proceeds will go to the contributing artists and part will be donated to the Bahamian Project to help pay for printing and framing of images for the upcoming exhibition at the Central Bank Gallery in July.For more information or to purchase advance tickets, please call 242-477-7478 or visit http://www.bahamianproject.com/auction.#TheBahamianProject Recommended for you Related Items:#TheBahamianProject Bahamian Project To Exhibit At Central Bank Gallery Facebook Twitter Google+LinkedInPinterestWhatsApplast_img read more

JAMAICA Modern Court Infrastructure in Two Years says Justice Minister

first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp#Jamaica, November 21, 2017 – Montego Bay – Minister of Justice, Hon. Delroy Chuck, says that within the next two years, Jamaica should have a modern court infrastructure comparable to anywhere in the world.Addressing the Jamaican Bar Association Annual Conference at the Half Moon Hotel, Rose Hall, St. James, on November 18, Mr. Chuck said the Ministry is working assiduously to install modern technological support where “ultimately, we will have a paperless court system”.“Modernised courtrooms are priorities for the Ministry.  We will have new and properly maintained elevators, air conditioners, photocopiers and computers,” the Minister pointed out.He noted that the Government is committed to providing the necessary resources to improve the justice system, so as to protect and enforce the rule of law and to ensure timely justice outcomes.   The Minister said that significant budgetary support has already been provided to repair, rehabilitate, establish additional courtrooms and offices, and to provide support staff for judges.Mr. Chuck pointed to the importance of having the nation’s courts performing at optimum level, adding that “the way forward must be to have our courts perform better and provide better service to our people”.“Now is the time to introduce proper professional management processes in the courts, and the justice system as a whole; now is the time to introduce feasible specific timelines, so the system can earn the trust and confidence of the Jamaican people; and now is the time for the legal processes to be well defined and to have definite start and end points,” the Minister emphasised.He argued that each court complex across Jamaica requires better management of the infrastructure, use of the courtrooms, maintenance of equipment, scheduling of cases, and the movement and protection of files within courts.“The present court administrators are trying, but it is management not administration that is needed.   Judges should be allowed to concentrate on adjudication and matters in the courts without being burdened with administration and management of the court complexes,” the Minister said.Mr. Chuck said it is his view that each parish court complex should have a professional manager, who would be “fully responsible” for everything within the complex.“The manager would work with the judges, the Court Administration Division and the Ministry of Justice to promote efficiency and the effective delivery of services within the courts,” the Minister explained. Related Items: Facebook Twitter Google+LinkedInPinterestWhatsApplast_img read more